Online
Banking

Savings, CDs, IRAs

Personal Savings Accounts

 

Superior Savings

IRA Savings (Traditional or Roth Plans Available)**

Description

 

 

Minimum Balance to Open

$100

$1,000

Minimum Balance Requirements

$50

$1,000

Interest

.2000%

Variable

Tiers

No

Yes

Service Charge(Monthly)

$2 if daily balance drops below the required Minimum balance

n/a

Other Benefits at No Cost

  • Online Banking
  • Mobile Banking
  • Remote Check Deposit
  • Retirement account subject to all IRS Retirement regulations
  • Can make monthly contributions

 Savings accounts are subject to the transfer and withdrawal limits set within Regulation D – No more than 6 per month.

 


Certificates of Deposit

 

Regular Terms Offered

IRA Savings (Traditional or Roth Plans Available)**

Description

Time Deposits for 3 – 6 - 12- 18 – 24 - 36 & 60 months

Time Deposits for 3 – 6 - 12- 18 – 24 - 36 & 60 months

Minimum Balance to Open

$1,000

$1,000

Interest

Variable Rate of Interest – Cannot change during the term of the CD  - Will be paid at Maturity for terms less than 12 months & Annually for terms of 12 months or greater.

Variable Rate of Interest – Cannot change during the term of the CD  - Will be paid at Maturity for terms less than 12 months & Annually for terms of 12 months or greater.

Limitations

Early Withdrawal Penalty of 91 days interest on terms less than 12 months & 182 days interest on terms 12 months or greater.

Under the age of 59.5:  Early Withdrawal Penalty of 91 days interest on terms less than 12 months & 182 days interest on terms 12 months or greater.

New Online Bill Pay

feature1

Payments Made Easy! NO more late fees, no more stamps or running to the post office.

View a tutorial!