Online Banking

EnrollForgot Password


At Boundary Waters Bank, decisions about loans are made locally. Knowledge of the local economy and your situation help us make appropriate decisions. Our goal is to provide the personal service necessary to make the loan process as easy and understandable as possible.

Real Estate and Home Equity Loans

Please come see us for competitive rates and fees when you plan to build, buy or refinance. We are committed to providing the best mortgage plan for you.


Metro: Ted Bents at (651) 762-5502

Ely: Heather Fitzgerald or Joe Babiracki at (218) 365-6181

Personal Consumer and Installment Loans

  • Auto Loans
    • New and used cars, trucks, and SUVs
  • Recreational Vehicle Loans
    • Boats and motors, 4-wheelers, motor homes and campers

Our goal is to process your loan in an efficient and timely manner.

Business Loans

For your expansion needs or to maximize your business potential, Boundary Waters Bank can help with commercial loans and lines-of-credit. Seasonal trends and cash management are important factors we take into consideration when developing a realistic repayment plan to facilitate your growth. In addition to our Business Loans, we also provide Small Business Administration loans.

New Online Bill Pay


Payments Made Easy! NO more late fees, no more stamps or running to the post office.

View a tutorial!